Wealth Advisory for Business Owners

Your business is probably your largest asset. It's almost certainly the one receiving the least planning.

We bring your business value, your personal goals, and your financial plan together — so the majority of your net worth that's tied up in the business gets the same attention as everything else.

10 questions, 5 minutes. Find out which risk is quietly costing you the most — before it costs you when it matters most.

Prefer to talk first? Schedule 15 minutes →
80%

of a business owner's net worth is typically locked inside the business — and outside their financial plan.

Exit Planning Institute, National State of Owner Readiness Report
79%

of business owners do not have an exit plan for what happens to it.

Exit Planning Institute, National State of Owner Readiness Report
Our coordinated planning approach

The three legs of the stool.

When all three are coordinated, owners make better decisions — and see dramatically better outcomes. Most owners get real advisory help on one leg. We work all three, simultaneously.

Business

  • Enterprise value
  • Value drivers
  • Operational strength

Most owners receive zero advisory help on this leg.

Personal

  • Life after the business
  • Family alignment
  • Exit vision

 

Financial

  • Wealth gap
  • Retirement funding
  • Estate planning

Baker Wealth Management already works this leg.

Baker Business Advisors coordinates all three — simultaneously.

This is what no one else on your advisory team is doing.

What changes when you work with us

Grow it, protect it, and get paid what it's worth.

Know your number

A defensible valuation and a clear picture of the gap between what your business is worth today and what it could be.

Close the gap

Ninety-day cycles that systematically build the drivers buyers and lenders actually pay for — not just revenue growth.

Protect what you've built

Coordinated insurance, buy-sell funding, and estate planning so one bad event can't undo decades of work.

Run the transaction

When it's time to sell, transfer, or step back, we don't just hand you off — we quarterback the deal itself.

Sound familiar?

If even one of these is true, we should talk.

Your CPA handles taxes. Your attorney handles contracts. Nobody is looking at what the business is actually worth — or what happens the day you decide to leave it.

80% of a business owner's net worth is typically locked inside the business. Most financial advice is built around the other 20% — the portfolio.
Exit Planning Institute, National State of Owner Readiness Report
Why this firm exists

Planning for the exit isn't the same as being able to run it.

A lot of advisory firms will help you think about an eventual sale. Fewer will actually sit in the room and run the deal when the moment comes. Baker Business Advisors was built to do both — the years of value-building work, and the transaction itself — through our own M&A partner relationships and Cambridge affiliation. One team, start to finish, instead of a hand-off to strangers at the exact moment it matters most.

Where are you?

Three ways owners come to us.

Building

Growing the business itself — turning every year of work into transferable, defensible enterprise value.

Value Building →

Running

Operating well, but coordinating a CPA, an attorney, and an advisor who don't talk to each other. You want one team on the whole picture.

How We Engage →

Transitioning

A sale, succession, or step-back is on the horizon, and you want it driven by you — structured, prepared, on your timeline.

Exit & Transaction Advisory →
Same revenue. Very different outcomes.

The difference isn't how hard the owner worked.

Two businesses, both generating similar revenue. One owner walks away wealthy. The other walks away with a fraction of what they expected — because value was never built into the business itself, only the top line.

Built to sellSame revenue, unprepared
Owner dependenceLow — business runs without the ownerHigh — buyer discounts the price accordingly
Customer concentrationDiversifiedConcentrated in a few accounts
Documented systemsIn placeIn the owner's head
Outcome at salePremium multipleDiscounted multiple, or no buyer at all

Illustrative example for discussion purposes only — not based on any actual client and not a guarantee of any outcome.

Find Your Specific Gap

You didn't build this to leave it to chance.